Mr. Klitzing has nearly 35 years of experience in the banking and financial services industry, with the vast majority of his career in community banking in Wisconsin and Illinois. Prior to joining PyraMax Bank, Mr. Klitzing was the Senior Vice President of Risk Management Solutions at Bankers’ Bank in Madison, WI. In this role, he was responsible for leading the bank’s new Risk Management Solutions division in creating and developing solutions to help community banks build their enterprise risk management program and culture. Mr. Klitzing also served as Regional Vice President of Advia Credit Union upon their acquisition of People’s Bank, Elkhorn, WI, in 2017, where he had served as Chief Financial Officer for the previous 10 years. Prior to joining People’s Bank, Mr. Klitzing was with CIB Marine Bancshares for over 20 years holding various senior and executive level positions, ending as Executive VP, Chief Financial Officer and Treasurer. During his time with CIB Marine, Mr. Klitzing led the finance and accounting team through a significant period of growth and expansion, which included the acquisition and sale of commercial banks, the establishment of de novo banks, branch expansion, capital offerings and the registration of the company’s shares with the Securities and Exchange Commission. Throughout his career, Mr. Klitzing has been involved in many areas of banking, including financial and regulatory accounting, asset and liability management, enterprise risk management, regulatory relations and compliance, investment portfolio management, mergers and acquisitions, strategic planning, capital planning and management, business expansion, retail operations, corporate tax planning and investor relations. Steve holds a Bachelor of Science in Finance from the University of Illinois.